Bandhan Bank Q4 update: Advances rise 12.6%, deposits up 10% YoY

Bandhan Bank reported double-digit growth in advances and steady deposit accretion for the quarter ended March 31, 2026, according to its provisional business update. The bank’s loans and advances (including on-book and PTC) stood at ₹1.54 lakh crore at the end of the March quarter, marking a 12.6% year-on-year increase and a 6.2% rise sequentially.

Total deposits rose 10% year-on-year to ₹1.66 lakh crore, with a 6.1% quarter-on-quarter increase. CASA deposits grew marginally by 2.8% year-on-year to ₹48,751 crore, while the CASA ratio stood at 29.31% at the end of the quarter.

Retail term deposits saw strong traction, rising 30.1% year-on-year to ₹73,796 crore, while overall retail deposits (including CASA) increased 17.7% to ₹1.22 lakh crore.

Bulk deposits declined 6.9% year-on-year to ₹43,797 crore, even as the share of retail deposits in total deposits improved to 73.67% from 68.88% a year earlier.

The bank reported a liquidity coverage ratio (LCR) of approximately 131.76% as of March 31, 2026. Collection efficiency remained strong, with pan-bank efficiency (excluding NPAs) at 98.9% for March 2026, compared with 98.1% in December 2025.

The shares of Bandhan Bank ended 1.27% lower at ₹145.8 apiece on Friday, April 4. The stock has gained 1.12% in the year so far. 

Also Read: HDFC Bank Q4 update: Advances rise 12% YoY, deposits grow 15.5%