Aditya Birla Capital Q4 profit jumps 31%, NII climbs 27%; ₹2 lakh crore borrowing plan cleared

Financial Services firm Aditya Birla Capital Ltd on Monday (May 4) reported a 31% year-on-year rise in net profit for the fourth quarter at ₹1,128 crore, compared with ₹864 crore in the year-ago period.

Net interest income (NII) for the quarter rose 27.4% to ₹2,415 crore from ₹1,896 crore a year earlier. The company’s NBFC business assets under management (AUM) stood at ₹1.59 lakh crore at the end of the March quarter. NBFC business AUM rose 27% year-on-year and 8% sequentially during the quarter.

FY26 Results

The company reported consolidated revenue of ₹53,871 crore for FY26, up 14% year-on-year, while profit after tax rose 21% to ₹3,797 crore. The company’s total lending portfolio stood at ₹2,07,368 crore at the end of FY26, rising 32% year-on-year and 9% sequentially.

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Total assets under management grew 16% year-on-year to ₹5,91,343 crore. In the insurance business, life insurance first-year individual premium rose 15% year-on-year to ₹4,725 crore in FY26, while health insurance gross written premium increased 39% to ₹6,855 crore.

Board clears ₹2 lakh crore borrowing plan

Aditya Birla Capital said its board has approved raising funds through debt securities, including non-convertible debentures (NCDs), in one or more tranches from time to time, subject to shareholder approval. The company said the proposed issuances will be within an overall borrowing limit of ₹2,00,000 crore, up from the existing ₹1,65,000 crore, with outstanding NCDs at any point capped within board-approved sub-limits.

These include listed secured non-convertible debentures of up to ₹1,05,000 crore, unsecured non-convertible subordinated debentures (sub-debt) of up to ₹10,000 crore, unlisted secured non-convertible debentures of up to ₹10,000 crore, perpetual debt instruments in the nature of non-convertible debentures of up to ₹5,000 crore, unsecured non-convertible debentures not classified as perpetual or sub-debt of up to ₹5,000 crore, and commercial papers of up to ₹30,000 crore.

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