Financial conflicts among couples: Balance joint and solo accounts

Mumbai-based professionals Adity and Manu Goel (names changed on request) have been married for three years. Lately, differences have begun cropping up between them on financial matters. Adity regards Manu as a careless spendthrift. Manu, in turn, regards Adity as a miser who has no regard for the fact that certain standards must be maintained for appearances’ sake. Here is advice from financial experts that can help couples like them resolve their conflicts, starting this Valentine’s Day.